The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs, and desire to pay your loan off quickly, your lender american cash loans chicago il only offer you loans with an APR near the high end of the range displayed.
NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.
If you do not pay your loan according to its terms, your lender may: Charge you late fees Send your account to a collection agency Report your information to a consumer reporting agency, which may negatively affect your credit score Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan.
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All credit types welcome. Fast Funding. Accept and get funds. How our loans work. You apply online. Its easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes 5 mins.
This website may be linked to other sites american cash loans chicago il maintained by Personal Money Service. Our Company is not responsible for the content of those sites and the links to them do not imply approval of the information provided on those third-party sites. APR Disclosure. The APR is a specific rate of interest on the total loan amount and it may vary. It is based on a loan amount, its cost and term, timing of payments and repayment amounts.
Certain states have laws that limit the Annual Percentage Rate (APR) that can be charged by a lender. Personal loan APR may vary by lender and range from 4. 99 to 450.