Our online service readily serves your need to connect with a lender. The process takes a few minutes. Fill out our secure online form and we send an encrypted copy to an authorized lender to approve.
Once you submit your information, you will be redirected to the lender's website where you can review the terms of the loan, including details about all the applicable rates and fees. If you accept these terms, the lender will deposit money directly into your bank account as quickly as the next business day.
Every inquiry received is handled with care and speed.
Residents of Arkansas, New York, Vermont and West Virginia are not eligible to use this website or service. The states serviced by this website may change from time to time, without notice. Credit Implications. The operator of this website does not make any credit decisions. Independent, participating lenders that you might be matched with may perform credit checks with credit reporting bureaus or obtain consumer reports, typically through alternative providers to determine credit worthiness, credit standing andor credit capacity.
By submitting your information, you agree to allow participating lenders to verify your information and check your credit. Loans provided by independent, participating lenders in our network are designed to provide cash to you to be repaid within a short amount of time.
Types of Loans: Many lot and land financing programs are short term loans which may have a balloon payment which becomes due after a defined number of years (often 3 to 10 years). Some lenders and banks offer adjustable rate solutions as well. Prior to the real estate market collapse in the early 2000s, many lot and land loan providers left the market in search of safer lending practices. Today, it can be more difficult to find companies willing to lend on land. With that being said, they are out there.
Another option might be contacting local banks and credit unions. These institutions are interested in more than just loaning you 50K for a piece of earth. They also want your deposits and investments. Thus, they may consider lending on your lot if it gets you in their door.
12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18. 23 APR. ARE THERE ANY FEES. Our services will always be provided free of charge, but that is not to say that the lender will give you a loan for free.
Your lender will charge you fees andor interest and must provide you with full disclosure of their loan terms upon approval.