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Credit decisions can, however, be based on your financial status. If you feel you have been unlawfully discriminated against, contact your state attorney general's office. You do not have to reveal your marital status if you are applying for a loan in a non-community property state. Creditors are not allowed to discriminate if you receive public assistance.
Within 30 days of applying for a loan, you should receive notification whether you've been accepted or rejected. You have the right to ask for the following: If you are denied your loan request, ask why. There may be information on your credit report you may not be aware of, or there may be bpi cash advance charges information.
You also have the right to obtain a free copy of your credit report.