The FTC and other consumer-rights groups regularly warn consumers about loan scams. Here's how you can protect yourself: Always be suspicious of unsolicited loan offers. If you receive a phone call or mail you didn't request, you should be careful. Be wary of lenders that are not interested in your credit history. All legitimate lenders and banks will evaluate your credit history.
Verify that the lender you are considering is registered in your state. Do not send any money to a lender that asks you to make a payment upfront before you've received your loan funds.
Legitimate lenders will not ask you to do that. If you're using a loan broker, always verify the bank or institution.
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Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.
Check for all fees associated with your loan. It is also vital to have a laid out plan on how you are going to repay on time. Eligibility Criteria. Chances of rejection for a Louisiana payday loan are slim since you are not asked to furnish to provide numerous papers. Your credit history is also not put into consideration before being approved. All you need is: A bank account Proof of income A social security number. Money is disbursed to you quickly so you can cater for whatever emergency you had.