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A Twist On Borrowed Funds. At some point, the line between borrowed funds and liquid assets begins to blur. For instance, if you took out a five-year personal loan a year ago, and deposited the proceeds into fastest cash loans savings account, cash advance bedeutung deutsch long do you have to separate it from savings when listing your assets and debts.
The answer is usually two or three months. You disclose the personal loan as a debt, and the lender counts its payment in your debt-to-income ratios. And you count the proceeds of that loan in your savings.