The two types of lenders are the ones who usually compete for the big percentage of borrowers in the Philippines. Among the two, banks usually win because they are available almost in any corner of the country from Luzon, Visayas to Mindanao. While private lending companies struggle to grow with offers that are much comfortable to give to loan borrowers, banks don't even need to advertise.
This is why the list doesn't match at all. Banks win with numbers with their branches all over. Over 90 Approval Rate. Lowest Interest Rates - Instant e-Approval - Special Offers.
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