I have an appointment next week with a bankruptcy attorney. I have several payday loans. At what point should I close my bank account. They take the money electronically. Tracey, if I were you I'd close that account ASAP. Move the money in it to a new account at a bank where you don't owe money (for example, owing on their credit card), and also not Cash advance puyallup wa Fargo or Union Bank (they are known to put holds cash advance puyallup wa accounts after a bankruptcy filing).
If you live in the San Francisco Bay area, I'd be happy to give you a free consultation. In any event, all the best to you. can a attorney find out you have payday loans if it's not on a credit report. Karen, I'm not clear why an attorney (not working for the payday loan companies) would want to find out you have payday loans, but I don't really know of a way to find that out other than by credit reports.
Each failed attempt can trigger a bank fee against you. Successful attempts could drain your bank account and cause other transactions to bounce, resulting in more fees. At the same time, lenders will start calling, sending letters from lawyers and contacting the relatives or friends you used as references when you took out the loan.
By federal law, lenders can only ask for help in locating you - they cant reveal their identity or your debt situation to anyone. Jail time. No - but threats are common.
Failure to repay a loan is not cash advance puyallup wa criminal offense. In fact, its illegal for a lender to threaten a borrower with arrest or jail.
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