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If your monthly housing cost is 1,500 then you would need 3,000. Acceptable Sources Of Reserves. The lender is happy if you happen to have the required reserve in cash. For a lot of borrowers this is a high bar after a down payment and closing costs. The good news is that lenders see liquid assets as anything that can be quickly converted into cash including stocks, bonds, mutual funds, the cash value of an insurance policy, accessible retirement funds, and certificates of deposit.
Alternatively, there are some cash advance washington which may look like liquid assets, but dont count toward reserves, including borrowed money, money from a cash-out real estate settlement, incidental cash from a real estate closing, and real estate equity. A Twist On Borrowed Funds.
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