The purpose of shorter duration loans is to provide the borrower temporary financial relief. Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice.
This website is not an offer to lend. WhiteRockLoans. com is not a lender and does not make loan or credit decisions. WhiteRockLoans.
Discussing your debt with your employer or family members. Refusing to deal with the debt advice service acting for you. How to complain about a payday lender. If you feel your payday lender has treated you unfairly or youre unhappy with the repayment plan theyve proposed, you should first complain to them.
Use ourtemplate letter to do this. The lender then has eight weeks to resolve the situation. If they dont meet this deadline, or you feel that they havent answered your complaint properly, you can complain to the Financial Ombudsman Service. Alternatively, for help making your complaint you might want to consider using Resolver. This is a free online service and app that offers consumer advice and simplifies the process of complaining.
Using the Financial Ombudsman Service.
You are encouraged to consult your states consumer information pages to learn more about the risks involved with cash advances. State laws and regulations may be applicable to your payday loan. If you do not pay your loan according to its terms, your lender may: charge you late fees, send your account to a collection agency, report your do pawn shops do personal loans to a consumer reporting agency which may negatively affect your credit score, offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest.
We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.
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