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Personal Loans interest rates and fees. Depending on the bank or financial institution you apply with, interest rates may range from 1 to 3. Moreover, some banks charge an additional fee for the processing of your application.
The processing fee varies from P1,000 to P2,000, depending on the lender. Personal Loans charges and payments. Several banks and financial institutions offer flexible payment terms, giving borrowers the freedom to pick what agreement works best for them.
Payment terms may vary from 3 months, 6 months, 18 months, 24 months, even up to 60 months. Note that the longer the loan tenure, the higher the interest rate. However, some banks offer a fixed interest rate. In the event the equity personal loan fails to settle the monthly repayment on equity personal loan given due date, they will be charged a late payment fee.
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In most cases, YES. Online payday loans are easy to get as long as you are at least 18 years old, have a bank account, have a reliable source of regular income and are a U. citizen or permanent U.
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