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Take a look at your credit. Strong credit can help you get a mortgage loan at attractive interest rates.
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You can improve your credit by paying off balances and limiting credit card usage halifax personal loan interest rates 20 percent of available credit. Know what size loan you can afford. Many experts say your mortgage loan shouldn't exceed 2. 5 times your annual salary. Your monthly payment will be dictated by the size of your loan and the amount of your down-payment.