This allows you to see the deals you're likely to qualify for before making an application, minimising the risk of a failed application that would impact on your credit history. Credit union loans. Credit unions are not-for-profit organisations which offer savings and loans to union members from pooled deposits.
Although interest rates vary between credit unions, they're capped at 42. 6 APR, even for small, short-term loans, making them a viable and more ethical alternative to payday lenders. Family loans.
Accessed January 27, 2016. https:www. latimes. combusinessla-fi-payday-lender-rules-20150326-story. html Car Title Loans Department of Consumer and Business Affairs.
August 15, 2013. Accessed January 27, 2016.
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