Regulations introduced by the FCA in January 2015 cap the total interest and fees of payday loans at 100 of the original amount borrowed, but that's still a i need a personal loan right now of unnecessary debt compared to other options. Repayment problems. Your repayment amount and period depends on the loan you're taking out, so always read the terms and conditions carefully and make sure you're able to make the payments.
Missed payment charges can rapidly stack up and leave you in even more debt. Anyone who's having problems making repayments should contact their lender as soon as possible to discuss payment options, rather than just letting the charges multiply. Some lenders may freeze the interest after a certain period of time to help you get back on top of your debt.
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