Sometimes people only realise too late that they haven't read the small print. Remember to compare lenders' charges as well as their APRs and make sure you fully understand all the charges before you commit to borrowing.
Especially what will happen if you don't repay on time. Take your time to look at icici personal loan documents small print and don't be afraid to keep asking until they have explained it all clearly, or to walk away. Remember you are the one who is paying them for the loan - it is the lender's responsibility to make it clear what you are signing up to.
TOP TIP. Remember to think carefully about the cost of any loan, including the interest rate and any charges, and how and when you will get the money to pay it back.
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Some states cap APR and the amounts of charges for online personal loan. You are encouraged to contact your lender as soon as possible if you are unable to repay your loan on the scheduled repayment date or make regular installment payment on time. Your lender may set late payment fees in accordance with state regulations, and your lender has several courses of action to deal with late payment.
For more information about your lender's specific procedures as they apply to late payments, please review your loan agreement or contact your lender directly. Origination, documentation and other additional fees may apply to your online personal loan deal. Late payment, non-payment fees and other penalties may apply to both short term and online personal icici personal loan documents deals in case of missed payments.