If you are approved and wish to go ahead with the loan, you will be required to provide details for a basic checking account where the money can be deposited and the repayments taken. During the working week, you can expect to see the funds in as fast as the next business day. Loan Terms. Just like any other form of credit you do not have to accept an offer if you do not agree to the terms or have simply changed your mind.
Before signing the agreement it is important that you go through these terms and make sure you fully understand them and decide whether the loan truly suits your financial situation.
Remember that on top of the principal amount borrowed you will also be paying an Annual Percentage Rate of interest (APR). This will be spread across each repayment installment.
Anything you pay above the icici personal loan interest rates in india can be considered the "cost of the loan" and this needs to be factored into your decision.
Com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you. Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score.
To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay. If you cannot make a icici personal loan interest rates in india on time, you should contact your lender immediately and discuss how to handle late payments. Consumer Information. Share This Page.
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