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They would probably advise you that you are what is commonly called judgment proof, but the more proper term is collection proof.
A creditor (including the payday loan companies) could sue you and get a judgment against you, but probably couldn't collect anything on it, so filing bankruptcy would not be necessary at this time. Good luck. Hello, I filed my bankruptcy in Feb 2015 instant unsecured loans was discharged in July 2015 I had 3 instant unsecured loans loans that were included in my bankruptcy but when i called the loan company just to make sure that they were taken care of they said that i still owe a balance filing bankruptcy does not wipe out the debt.
what should i do. Sylvia, payday loan companies are known to lie when trying to collect on an account. If what you said is correct, those payday loans were discharged (eliminated).
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Such loans are not a long-term financial solution. Persons facing serious financial difficulties should consider other alternatives or should seek out professional financial advice. This website is not an offer to lend. WhiteRockLoans. com is not a lender and does not make loan or credit decisions. WhiteRockLoans.