After assessing your credit and income documents, the loan officer will take a loan application. If so, give the information requested and allow him to get a tri-merged (all credit bureau reports consolidated into one) credit report with scores. He will prepare a "good faith estimate" of costs involved in doing the loan for you. Expect a higher rate than home loan rates, since land loans are higher risk to the bank. A full loan package that will require your signature and date are next.
Discuss your appraisal and value with him and give a copy of the appraisal containing the appraiser's name and contact number.
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A payday loan is a very popular choice as you may apply for one as long as you are over 18, have a home address and are in some form of employment. You can make an instant application via the chosen payday loan companys website. Cash Loans. Cash loans are exactly that cash loans. They can be granted within 1 hour and they usually range from between £100 and £2000.
They usually appeal to people with a less than perfect credit rating and are even more appealing to those individuals with a bad credit rating, due to the ease of being able to receive fast cash loans direct into your bank account within such a short space of time.