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All title loan borrowers must repay the amount of money they owe, pay interest, surrender their car title and pay fees. However, some companies have extra requirements when giving out a title loan.
GPS tracking: Online merchant cash advance lenders require a GPS to be placed in a borrowers car so they can track where the car is. This box also allows the lender to shut the car off if you fail to pay your monthly payment. This device can locate the vehicle and help the lender reclaim that collateral. Copy of keys: Many borrowers are asked to surrender a copy of their car keys to the lender when they take out a title loan.
If you have a wireless key fob, they online merchant cash advance hold one big time cash loans those as collateral.
Qualifications. One benefit of getting a payday or title loan is that you dont need to have good credit. There are, however, some standard requirements you must meet in order to qualify: Steady income: You dont necessarily need a job for all lenders (although some do require it), but you need to provide evidence of a steady stream of income in order to qualify for a loan.