If you fail to settle, make sure you know how to deal with debt collectors because their practices can be intense: collections agents showing up at your workplace, calling you 10 times a day, and threatening to sue or report your delinquency to the credit bureaus.
The court summons. If you think collections agencies dont bother to sue for small amounts, think again. Never ignore a lawsuit. The lenders typically win because consumers dont show up to court. Nearly all lawsuits against consumers today are for relatively small amounts, says Michael Bovee, president of Consumer Recovery Network, a debt settlement company.
The lenders typically win because consumers dont show up to court. The judge personal loans patelco enters a summary judgment, and personal loans patelco court can begin to collect the money you owe on behalf of the collections agency.
Depending on your state law, you are exposed to property liens, bank account levies and wage garnishment, Bovee says.
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