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Will getting a payday loan affect my credit rating

Company no: 06793980 Authorised and regulated by the Financial Conduct Authority. All rates correct as of 05102015. Loans are only available to applicants who are 18 years old or over. As we are required by law to share data with Credit Reference Agencies, poor repayment history could affect your credit rating. In order to qualify for a new or additional loan you must have kept up regular payments on your existing or previous loan.

Your Agent will also consider your personal circumstances when discussing a loan with you. Compare the price of home collected and other cash loans available in your area at: www.

lenderscompared. org. Click here to view our Investor Relations site.

Will getting a payday loan affect my credit rating

By submitting your information via this website, you are authorizing WhiteRockLoans. com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others.

You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners. Lenders Disclosure of Terms. The lender will getting a payday loan affect my credit rating are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan.

Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.

Will getting a payday loan affect my credit rating

Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law. WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.

Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.

Will getting a payday loan affect my credit rating

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Will getting a payday loan affect my credit rating