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Paytm, along with PhonePe or Google Pay, is a trusted user choice for sending and receiving money as well as transacting digitally. We have compiled a list of security tips that will protect your Paytm account against online fraud and thefts if you choose to use the same. This explainer will show you the most important security tips for Paytm. You can also set transaction limits and amounts in your Paytm Wallet.
Top Security Tips, Tricks, and Settings for Paytm
When it comes to digital payment apps, security is the top priority. These security tips will help protect your Paytm account from fraud and online threats. Let’s start, so let’s not waste any more time.
Modify or Manage your Paytm UPI ID
Paytm UPI ID, unlike Google Pay, contains the user’s mobile number by default. This makes it difficult to share with merchants/payees if the user does not wish to. Access the app settings to modify or delete your UPI ID. Here’s how:
1. Open the Paytm App (Android, iOS), and tap the profile icon at the top-left corner. This will take you to UPI & Payment Settings.
2. Scroll down to find the Manage User IDs option. Next, click the Edit to make any changes to your Paytm UPI ID.
3. Next, select your UPI ID and tap the Proceed to activate it. You can then use it as your Paytm UPI ID.
Make a private UPI ID.
Private UPI ID is a feature that helps you hide your Paytm UPI ID and protects your personal data. You can use it to create your own UPI ID by creating an 8-9 digit number. Our guide to creating your own private UPI number on Paytm.
Enable Fingerprint Lock for Paytm Bank
Paytm Bank offers a biometric authentication feature to increase security. This makes fingerprint identification mandatory for each payment. These are the steps you need to add extra security to your account.
1. Go to UPI and Paytm Settings on the Paytm app, then scroll down to the Fingerprint ID section.
2. Next, toggle to enable Fingerprint for biometric identification in order to verify payments from Paytm Bank.
Paytm Wallet to Block Third-Party App Access
Paytm wallets can be used to pay subscriptions or other online services. Your wallet may automatically link to your Paytm wallet, allowing you to withdraw money. You can disable third-party Paytm app access through your account settings.
Logout Active Payment time Sessions on Other Devices
Paytm accounts can be used on multiple devices, which could pose security risks in the event that your account is accessed by someone else or stolen. Paytm keeps your login information, which you can use to terminate any Paytm sessions that you are not aware of. This quick guide will show you how to log out of the Paytm application.
Paytm Security – Remote Apps Controlled and Screen Recording
There are many examples of scams and online thefts that involve fraudsters tricking victims into downloading remote apps and recording their screens. This allows them to steal personal information and secretly capture it for the purpose of stealing money. Paytm already has security features embedded in its app to stop remote apps from accessing the screen. This setting can be accessed by following these steps.
1. Go to Profile Settings and tap the Privacy and Security option.
2. Next, tap on’ Allow remote desktop apps on the phone to disable the toggle. Fraudsters could attempt to gain remote access to your Paytm account via apps such as Any Desk or Quick Support if this option is enabled.
3. You can also disable screen record and take screenshots of sensitive pages using your Paytm personal data by turning off Screen Recording.
Paytm Notification Access Management
You can also customize the SMS and notification access settings of Paytm to conceal sensitive information. These steps will help you configure it.
1. Tap the profile icon at the top-left corner. Next, navigate to the Profit Settings option.
2. Next, tap the Manage Notifications button.
3 You can view and disable individual notification options for SMS subscriptions and payment alerts. Account information and SMS/WhatsApp read rights are also available.
Paytm Security Shield: Enable
Paytm Security Shield adds an extra layer of security to protect users from theft, unauthorized sources, and digital fraud. Paytm Security Shield is enabled once your phone’s lock screen/passcode and biometric identity are applied to the Paytm App. This prevents unauthorized users from accessing your account. This is how to enable it in your account.
1. Go to your Profile Settings, and then tap the Security & Privacy button to set it up.
2. Next, press the Manage Payment Security Shield button.
3. Turn on the toggle to activate Security Shield. Your existing phone screen lock will be required to unlock the Paytm app.
Bonus: You can disable UPI in Paytm or other digital payment apps
You can disable Paytm UPI on your Paytm if you decide to stop using Paytm UPI.
Wrapping up: Paytm Secure!
We hope that you have found some useful security tips in this explanation to help protect your Paytm account. If you found it useful, please share it with your friends and family. Also, check out the linked tips. Gadgets To Use will continue to provide more information.
